Certified Senior Advisor Newsletter

Burgeonvest Bick Securities Limited (BBSL) is an Independent Investment Dealer with the knowledge, experience and resources to offer all clients, private and corporate, full service options.

BBSL is not about product; we are about digging through the layers of concern in order to create a picture of the issues that require resolution. We then blend our skills along with professionals in the accounting, lending, legal and insurance industries to develop an optimal solution to the situation(s) at hand.

As a broker for all the products we sell, we make recommendations based on solving a particular need, not on a need to sell proprietary products. In the end, the clients, retail and corporate, with our assistance, can choose the best of the best to suit their needs.

BBSL credentials include memberships in the IIROC (Investment Industry Regulatory Organization of Canada), CIPF (Canadian Investment Protection Fund for coverage of up to $1,000,000 per client account) and the TSX (Toronto Stock Exchange).

1. Extensive experience in working with Venture Capitalists in providing financing to businesses of varying sizes
2. Underwriting of securities also arranged.

1. RCA (Retirement Compensation Arrangement). A means of increasing tax sheltering of investments to that of a 2% pension plan. Also very useful for employee retention via control over vesting.
2. IPP (Individual Pension Plan) Provides Creditor protection and tax sheltering of income beyond those of a RRSP.
3. EPSP (Employee Profit Sharing Plan) Reduce CPP and EI contributions. Also, a very good income splitting vehicle
4. DPSP (Deferred Profit Sharing Plan). Additional compensation for employees paid out of the profits of the company to selected employees.

• On Time Retirement. A retirement planning course for employees. Over 12,000 people trained to date. This program aids management in satisfying governance issues, which require that employees be provided with adequate training in preparing themselves financially for retirement. As recognized instructors at Community Colleges and leading corporations, BSL is well positioned to satisfy this need. Each employee not only receives superior training but also receives a comprehensive retirement planning manual. To further enhance the process, a retirement plan for each employee with a qualified investment professional can be arranged. Each training program is tailored to the needs of each employer and will dovetail with the corporations retirement and benefits plans.

1. RRSP via Insurance Companies or Mutual Fund Companies.
2. Life Insurance
3. Benefits, Accidental death and Dismemberment, Disability, Health and Dental.
4. Defined Contribution and Defined Benefit Pension Plans

1. Stocks
2. Bonds
3. T-Bills
4. Mutual Funds
5. Segregated Funds
6. Labour Sponsored Funds
7. Exchange Traded Funds/iUnits
8. Leveraged investing

1. Self-Directed accounts
2. RRSP
3. RRIF
4. RESP
5. LIRA
6. LIF
7. LRIF
8. Spousal accounts
9. Cash accounts
10. U.S. dollar accounts
11. Margin accounts
12. Managed accounts